Brokers for Change is a loan brokerage service that ensures a part of the money usually reserved for the lending provider is redirected to charity.
The service was founded by Stephen O’Reilly-Nugent, a financial loan expert, who has worked as a mortgage broker for almost 20 years.
Stephen became a broker after he experienced first hand the lack of service provided by the bank he had been a customer with for 20 years; competing with other banks on rates, but doing little to guide the customer through the journey of purchasing, ownership and repayment.
As a homeowner and property investor himself, Stephen is particularly passionate about helping families and individuals improve their wealth. He is committed to helping clients understand loans and structure and how to repay their debt quickly.
Having helped many Australians arrange finance to purchase their own homes, Stephen had the idea to use his business to help Australians who have no home at all.
A New Zealander by birth and an Australian resident of 25 years, Stephen became an Australian citizen in 2014. He is a husband and father to 2 beautiful children, an enthusiastic rugby supporter, and an impartial AFL fan.
I want to be part of an enterprise, something much bigger than me, that makes contributions to our community and the lives of those less fortunate.
Are you a Mortgage Broker? Do you feel passionate about helping others?
Homelessness in Australia
Help us help those without a home

Almost 90% of Australians believe homelessness is an issue.

Yet people were split about the actual numbers of homeless.

The actual number is much higher than people realise.
The latest census by the Australian Bureau of Statistics (ABS) revealed the number of homeless people in Australia jumped by more than 14,000 from 2011 to 2016. On census night, 116,000 people were homeless in Australia, representing 50 people for every 10,000.
Why are we different
We believe no one should be without a safe and secure place to call home.
We work to support people who are homeless or at risk, And work to end homelessness in Australia

We believe everyone should have a safe and secure place to call home.

We work to raise funds and awareness to bring about change for people experiencing homelessness or at risk.

We keep it grassroots, we keep it local.
We seek out, support and partner with small organizations and projects, in the communities where funds are raised.
StreetSmart Founder, Adam Robinson, believes that everyone should have a safe and secure place to call home. In 2000, frustrated by a lack of national leadership on the issue of homelessness, he abandoned a successful career in business and began work in the not for profit sector. He chose to work for smaller organisations, who are often under resourced yet are on the front line of service delivery. It was while working at a small youth service in Dandenong, in the outer suburbs of Melbourne, he gained first hand experience of the many barriers to funding that these grassroots organisations face.
StreetSmart Believes:
- No Australian should be homeless, housing is a human right
- Homelessness is complex and there are many contributing factors to be tackled
- A lack of affordable housing for those on a low income is a leading contributor to homelessness
- The provision of housing and supportive services is critical in solving homelessness
- People experiencing homelessness should be supported through provision of emergency aid and critical services, and development of projects and programs that encourage social inclusion, empowerment and sustainable change
- In working to prevent people from becoming homeless
Status: StreetSmart Australia is a Public Benevolent Institute with DGR 1.
Banks our brokers use

